Molly Benjamin ON: Getting comfortable talking about money, breaking the scarcity mindset, turning a side hustle into a career and why it’s time for women to get rich
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Money is one of those things we all think about, but very few of us are actually taught how to talk about.
How much do you earn? What are you investing in? Do you have a rainy day fund? What happens to your money if your relationship ends? Are you actually building wealth, or just trying to keep your head above water?
These aren't always easy conversations. But Molly Benjamin is on a mission to make them a whole lot less awkward.
Molly is the powerhouse founder of Ladies Finance Club, a community and education platform dedicated to helping women take control of their finances, build wealth and become more confident talking about money. And after helping more than 60,000 women, she knows there is a lot of work to do.
What I loved about this conversation is that Molly doesn't approach money as some dry, intimidating world reserved for people in suits who know what the stock market is doing before breakfast. She makes it practical, accessible and, importantly, personal.
We talk about Molly's own journey into financial literacy, from her early career in communications at a bank to the moment she realised how little most women were being taught about money. That eventually became the seed for Ladies Finance Club, which started as a side hustle and grew into her full-time career.
And there is a bigger conversation underneath all of it: scarcity.
The belief that there isn't enough. That investing is for other people. That you need to earn more before you can start. That talking about money is somehow vulgar. That someone else in your life probably knows more than you do, so it's easier to let them take care of it.
Molly challenges all of that.
We get into money and relationships, including why being able to have clear and fearless conversations about finances is so important. We talk about the common mistakes Molly sees women making, rainy day funds, investing and the assumptions we have about what a “good investor” looks like.
There are practical takeaways too. Molly shares three things she would love every woman to be doing with her money, how she handles financial curveballs when they inevitably arrive, and the mindset practices and mantras she uses to stay disciplined.
But perhaps the most important message is that becoming financially confident isn't about suddenly becoming a different person.
It's about starting.
Asking the question. Opening the account. Looking at the numbers. Having the conversation. Investing the first $50. Admitting you don't understand something and then learning.
Because financial independence isn't just about having money. It's about having choices.
And for women, those choices can be enormous.
The choice to leave. To stay. To start again. To take a risk. To take time off. To build something of your own. To age without panic. To know that you can look after yourself, whatever happens.
Molly is funny, frank and incredibly generous in this conversation, and I think that's what makes her such a powerful advocate for women and money. There is no shame, no judgement and no pretending that everyone starts from the same place.
Just a very straightforward message:
It's time for women to get rich. And stay that way.
And honestly? I'm here for it.